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Share Draft Checking Accounts
At Ashland Credit Union, we make sure your experience is convenient, flexible, and secure. We offer a checking account service
that out-performs other financial institutions. It gives you choices for easy and safe money management plus allows you to earn dividends on your
account balance.
ACCOUNT FEATURES
- Dividends paid monthly based upon the daily balance.
- No monthly maintenance costs.
- No minimum deposit required to open the account.
- Unlimited check writing privileges.
- FREE ATM/Debit Card. Use it at more than 19 million VISA® merchants worldwide. The purchase amount is automatically deducted from your checking account.
It also doubles as your ATM card.
- Surcharge-Free ATM access at approximately 4,600 Alliance One ATMs in 33 states at ATMs displaying the “Alliance One” logo.
- Direct Deposit. Electronically deposit your paycheck, Social Security, or pension payment into your account.
- Overdraft Protection services help ensure that you never bounce a check. It uses Regular Share deposits to cover for insufficient funds, thus
reducing the fee assessed and preventing a check from being returned due to a miscalculation.
"ACCESS ANYWHERE" TOOLS
As a checking account owner, you need access to your account at any time, so we offer the following FREE services to access your money anytime and
from almost anywhere.
- Internet Teller online banking offers a full range of convenient online services perfect for checking account owners such as:
- Check Withdrawals
- Transfers between your ACU accounts
- Transfers from your accounts at other financial institutions
- Check image viewing
- Electronic Statements
- Transaction Downloads
- Balance Alerts
- Electronic Bill Pay service is secure and flexible. It reduces the number of checks
you have to write and pays your bills like clockwork.
- Telephone banking - We now offer three ways to access your account from your phone:
- Use a touchtone phone to access ART, our toll-free Audio Response Teller, 24 hours a day to hear your balance or make transfers.
- Using your cell phone, access Internet Teller Mobile - a "lite" version of Internet Teller you can access with your cell phone to view your balance,
make transfers, or pay bills.
- Or as always, call our office to speak to a friendly member representative during our regular business hours.
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